PAYWare Mobile vs. ROAMpay

ROAMpay Card Reader

PAYware Mobile Card Reader

Thinking of getting a credit card reader for your phone? Confused about which is better for your business, Payware Mobile or Roampay? Decisions are easier when you have the facts.

Both card readers are 3DES secure and PCI compliant, but what, exactly, does that mean?

3DES stands for Triple Data Encryption Standard. It is a method for protecting PIN numbers. PCI stands for Payment Card Industry. They set the standards for handling transaction data. Both Payware Mobile and Roampay meet these standards that govern encryption procedures and reduce card fraud. It basically means that mobile card readers meet all the standards for doing business and that even though it is a new technology, it still meets established standards for security.

So then, what about the cost?

There can be a substantial difference in cost. In order for either card reader to work, you must first have the app on your phone. Payware Mobile’s app from the App Store at iTunes is free. To purchase the Roampay app for an iPhone, Google Android, Verizon droid, etc., you need to go to the relevant store or marketplace and purchase the app for $2.99. The chief cost difference, however, is for the card reader. The Payware Mobile card reader costs $139.95. The Roampay card reader is totally free for a new approved account with Paymentmax. This makes Roampay the more affordable optin.

And then, what about the capability and design?

Both card readers are capable of reading every major credit card. If there are any differences at all, it will be in the way you set up the merchant account, not in the ability of the card reader. Both the Payware Mobile Sleeve and Roampay Swipe are able to read Visa, MasterCard, Discover and American Express cards. Payware Mobile’s encryption sleeve has an ergonomic design, and Roampay Swipe is designed to be lightweight and highly portable.

The Final Score:

Security - Both comply with PCI protocol.

Cost - Roampay offers better overall value.

Design - It is up to the customer’s personal preference.